Use the Cost Estimator as a worksheet to estimate buyer and seller closing costs for conventional, FHA, VA, and cash loans. Print this page and use the blank section for estimating buyer and seller closing costs.

Effective 5/1/15. Prices (in $ USD) subject to change without notice.

Conventional FHA VA Cash
Buyer Seller Buyer Seller Buyer Seller Buyer Seller
Commission varies varies varies varies
Origination Fee (Lender) varies varies varies N/A N/A
Discount Fee (Lender) varies varies varies N/A N/A
Appraisal Fee (Lender) $450.00 $450.00 $450.00 N/A N/A
Credit Report (Lender) $85.00 $85.00 $85.00 N/A N/A
Final Inspection (Lender) $150.00 $150.00 $150.00* N/A N/A
Flood Certification Fee (Lender)
certification fee
$25.00 $25.00 $25.00 N/A N/A
Tax Service Fee (Lender) $105.00 $105.00 $105.00 N/A N/A
Document Review (Lender) $250.00 $250.00 $250.00
Underwriting Fee (Lender) $300.00 $300.00 $300.00 N/A N/A
Express Mail Fee (Lender) $50.00 $25.00 $50.00*
Miscellaneous Fees (Lender) varies varies varies
Prepaids/Escrows (Lender) varies varies varies
Homeowners Insurance varies varies varies varies
Attorney Fees $250.00 $235.00 $250.00 $235.00 $435.00 $235.00
Title Insurance Premium $225.00 see rate chart $225.00 see rate chart $225.00 see rate chart see rate chart
Escrow Fee (Title Co.) $350.00 $350.00 $350.00 $350.00 $700.00 $350.00 $350.00
Filing Fee (Title Co.) $150.00 $34.00 $150.00 $34.00 $150.00 $34.00 $34.00 $34.00
Tax certificates (Title Co.) $50.00 $50.00 $50.00 $50.00
Survey $400.00 $400.00 $400.00
Termite Report $85.00 $85.00 $85.00**
Termite treatment varies varies varies
Repairs (per contract) varies varies varies
Residential Service Warranty varies varies varies varies varies varies varies varies
Subtotal

**VA – Buyer fees that seller pays vary
(Buyer’s lender determines the amount that will be charged to seller.)